PocketATM is a platform that uses the idle cash liquidity at kirana stores and allows customers to withdraw cash from kirana stores using QR code

Ab Pocket me card nahi, PocketATM carry karo!

So what are you waiting for?

Check out the product overview now :

Vision of PocketATM

PocketATM's vision is to localize the cash-in-circulation across India and provide a delightful experience of cash withdrawal to users by building the same over QR code and utilizing idle cash liquidity available at local mom & pop shops.

PocketATM is disrupting the retail cash management ecosystem by creating an efficient platform that delivers maximum convenience at minimal cost.

Why PocketATM - for customers

A gamified & single application for every transaction type, over UPI! Make your transactions cardless & seamless - whether cashing out or paying digitally!

Emergency cashouts anytime and anywhere from PocketATM Authorised Merchants

Seamless and Hassle-free transaction experience with the flexibility of amounts to be withdrawn

Single Click access to Cash Transaction Records

Earn exciting rewards and cashback. A platform where every action is appreciated and rewarded

Why PocketATM - for authorized merchants

Provides a hassle-free ecosystem to simplify in-store liquidity management

Additional income on potential cash dispensation, in a convenient ecosystem

Building and sustaining organic sales potential, with technically negative customer acquisition cost

Access to structured credit solutions for merchants with long transaction history

Why PocketATM?

NO card required, no ATM required. Your phone has your ATM now

100 percent transaction fulfilment. No longer waiting in lines or roaming around to find a machine with cash

Maximum convenience at almost ZERO charges

Best-in-class customer support. Quick and reliable!

How it works

For customers

Download the app from Play Store

Sign up & complete the profile

Access the dashboard & withdraw cash anywhere, anytime using QR code

Add the required amount on PocketATM Wallet through QR code, Debit/Credit Cards, or Net Banking.

Request the amount you wish to withdraw and select the radius.

For authorized merchants

Download the app from Play Store

Create an account and complete the profile

Upon account setup, activate your account visibility and also set up dispensing limits in accordance with the platform terms

Upon accepting the request, dispense the requested amount to the customers

Upon dispensing cash, earn transaction incentives & other rewards!

Rewards Section

For customers

Opening an account - 10,000 coins.

Referral - 2000 coins earned by the referrer, additional 1000 coins earned on 1st transaction done by the referee. The referee will also earn 1000 coins upon joining the platform.

Wallet recharge rewards - On 0-₹499 recharge, earn 2.5% incentives, ₹500 & above earn 5% incentives and ₹ 2000 and above earn 10% incentives.

Successful Transaction - For every rupee of transactions, 10 coins will be awarded. Eg, ₹ 500 is withdrawn, and the user earns 5000 coins.

Additional rewards - Single usage in the month the customer will earn 1000 coins.

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