TERMS AND CONDITIONS

The material provided on the PocketATM platform (“Platform”), is intended solely for offering information and facilitating access to our services, including Doorstep Banking APIs, Soundbox/UPI QR solutions, 360° Merchant Applications, and ONDC integration solutions (collectively, the “Services”).

These Terms and Conditions (“Terms”) govern your access to and use of the Platform and outline the conditions under which we provide our Services, as well as your rights and responsibilities as a user. By using the Platform or engaging with our Services, you agree to comply with these Terms.

References to “you” and “your” in these Terms refer to the individual, merchant, or business entity using the Platform or availing of its Services. References to “we,” “us,” and “our” refer to Optimoney Technologies Private Limited, the operator of the PocketATM Platform.

Please read these Terms carefully before using the Platform or Services. By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, you must refrain from accessing the Platform or using the Services.

  1. DISCLAIMER
  1. The content available on the Platform is provided for informational purposes only and is not intended to replace professional advice, including legal, financial, or business counsel. It is recommended to independently verify all information and seek appropriate professional advice before making any decisions based on the information provided on the Platform.
  1. Accessing or using the Platform does not establish a formal client-provider relationship or any other legal relationship beyond those expressly defined in the Terms. Any interactions or use of the Platform should not be considered binding advice or a commitment of services unless explicitly agreed upon.
  1. Information about the Services offered by PocketATM, including Doorstep Banking APIs, Soundbox/UPI QR solutions, 360° Merchant Applications, and ONDC integration, is provided solely for public awareness. Any descriptions or details shared are for informational purposes and do not constitute warranties, guarantees, or endorsements.
  1. The Platform may include links to third-party websites or services for convenience. However, we do not endorse or assume responsibility for the content, practices, or services of these external websites. Access to such third-party sites is at your discretion and risk.
  1. While every effort is made to provide accurate and up-to-date information, no guarantees are made regarding the completeness, accuracy, or timeliness of the content on the Platform. Any reliance on such information is solely at your own risk.
  1. There is no guarantee of uninterrupted, error-free, or virus-free access to the Platform. PocketATM disclaims any liability for issues such as system outages, compatibility problems, or other disruptions that may affect access or functionality.
  1. Any opinions, reviews, or testimonials provided by third parties on the Platform are solely those of the individuals expressing them. PocketATM is not responsible for third-party views or claims, and such content does not represent the official stance of the Platform.
  1. Submissions to the Platform, including feedback or suggestions, must be accurate, lawful, and relevant. PocketATM reserves the right to remove any submitted content that violates these Terms or applicable laws.
  1. By using the Platform, it is acknowledged that all information provided is accurate, complete, and up-to-date. PocketATM disclaims responsibility for any errors, omissions, or inaccuracies in the information provided.
  1. The Platform and all associated content, Services, and materials are provided on an “as is” and “as available” basis. No guarantees are made regarding the accuracy, reliability, or effectiveness of any results derived from the use of the Platform or the Services offered.
  • USER ACCOUNT AND REGISTRATION

To access certain features of the Platform and avail the Services offered by PocketATM, it may be necessary to register and create an account. You are responsible for maintaining the confidentiality of your account credentials and ensuring that all activities conducted through your account comply with these Terms and any applicable agreements. In the event of unauthorized access or security breaches, you must notify PocketATM promptly.

  • CONTACT AND ENQUIRY SUBMISSIONS

When you contact PocketATM through email, forms, or other means, your information, including contact details, will be handled with confidentiality and will not be shared with third parties, except as necessary to respond to your queries or facilitate the Services offered. By submitting an enquiry, you consent to being contacted by PocketATM through email, phone calls, SMS, WhatsApp, or other channels to address your request or provide relevant information.

  • INTELLECTUAL PROPERTY RIGHTS

All content available on the PocketATM Platform, including but not limited to text, images, graphics, software, and any other materials, is the exclusive property of PocketATM, unless otherwise stated. You are not permitted to copy, modify, distribute, transmit, or use any content from the Platform for commercial purposes or otherwise without obtaining prior written consent from us. All rights to the materials and intellectual property on this Platform are reserved by PocketATM. Unauthorized use or reproduction of any materials on this site may violate copyright, trademark, and other intellectual property laws and may result in legal action.

  • INDEMNIFICATION AND LIMITATION OF LIABILITY

To the fullest extent permitted by law, PocketATM shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform, including but not limited to lost profits, business disruptions, or data loss, whether based on contract, tort, warranty, or any other legal theory, even if we have been advised of the possibility of such damages. By using the Platform, you agree to indemnify and hold PocketATM, its employees, consultants, and affiliates harmless from any claims, losses, damages, or liabilities, including legal fees, arising out of your use of the Platform or any violation of these Terms.

  • PRIVACY

We respect your privacy and are committed to protecting your personal data. Our Privacy Policy outlines how we collect, use, and safeguard your personal information, and how you can control your data preferences. By using the Platform, you consent to the collection and use of your personal data in accordance with our Privacy Policy.

  • MODIFICATION OF THE TERMS

We reserve the right to update, modify, or amend these Terms at any time, without prior notice. Any changes made to the Terms will take effect immediately upon being posted on the Platform. Additionally, we may alter or discontinue any part of the Platform, including its content or features, at our discretion. By continuing to use the Platform, you agree to be bound by any revised terms. It is your responsibility to review this page regularly to stay informed of any updates.

  • TERMINATION AND ACCESS RESTRICTION

We reserve the right to suspend or terminate your access to the Platform at our sole discretion, without prior notice, for any reason, including violation of these Terms. Upon such termination, the provisions related to Clause 1 (Disclaimer) and Clause 5 (Indemnification and Limitation of Liability) will continue to apply.